Do you have a comment or suggestion to make the show better? Has the show helped you in some way or another? Do you want to ask James a question, but don’t want to do it live? Leave it all right here on the message board!

Studies show that nearly 50% of all marriages in the United States end in separation and divorce within the first 8 years. Research also shows that 40% of all cohabitation relationships break up within five years. If these are the percentages, why do we even bother? I don’t know but we still take the chance. During the time spent in these committed relationships we have children and/or blend existing families together, buy homes & cars, and become emotionally and financially dependant on and attached to our spouse/ significant other. When separation, divorce, or break-ups occur it is often very painful and confusing for everyone involved.

Have you or anyone you know been in this position before or currently going through a situation now? Share your stories and thoughts. Click COMMENTS below to respond.

Many people whine and complain about where they are (personally, financially, and socially) in their lives. They hope, wish, and pray that they could get more out of life, but never take any action. They make excuses to justify why they can’t get what they want and eventually become content in living an unfulfilled life in the “comfort zone”.

Why is it that some people want all of the rewards (peace, love, money, happiness and possessions) that hard work and determination bring, but they are not willing to extend any extra effort to get what they say they want? Click COMMENTS below to respond!

After someone makes the decision to extend the necessary effort required to step out of the “comfort zone”, how soon should they expect to see results? Is there ever a time to quit trying and return to the “comfort zone”?

Have you or anyone you know successfully stepped outside of the “comfort zone” to accomplish something significant for themselves, their family, or community? Click COMMENTS below to respond!

If you’ve watched the news or read the papers, you have seen the horrific stories that involve children and teenagers. These news stories leave you wondering one thing…what is going on with the kids of today? They seem very angry, violent, disrespectful, and willing to defy all the rules without caring about the immediate consequences or the impact that their decisions will have on their future. They are being treated and medicated for depression, anxiety, rage, and suicidal & homicidal thoughts!

How do we fix the problem? Can we fix the problem? Click COMMENTS below to respond!

In schools, at all levels (elementary, middle, high school), it seems that today’s children and teens are facing tremendous peer pressure. The pressures include cutting class & school, experimenting with drugs and alcohol, having sex, or engaging in random acts of violence in the school and community. Most kids give into the pressures to fit in with a certain peer group. Consequently, some of them find themselves in situations and trouble that they can’t get out of. Hopelessness sets in, negative behavior patterns continue, and their destinies are eventually cut short.

Are our nation’s social programs and schools doing all that they can to help remedy these problems in the early stages? Who else should we hold accountable?
Click COMMENTS below to respond!

Some of us sit on the sidelines of life always waiting for the perfect moment to do something different with our lives. Sadly, that perfect moment never arrives and we continue sitting idle, just wishing for something good to happen. We will watch and even cheer for others as they take a chance, pursue, and achieve their dreams. However, when it comes to doing something that we love to do, that requires a great deal of effort and risk, we are not as enthusiastic to cheer for or encourage ourselves to make it happen. Consequently, life continues to pass us by year after year with all of our dreams and desires trapped inside of us.

If so, what will you do to get yourself on the right track to get more out of life and live YOUR dreams? Click COMMENTS below to respond!

We’ve all heard the saying, “Romance without Finance, has No Chance!” In these challenging economic times, some of us would say that phrase is still very true and relevant. This motto has been past down throughout time from generation to generation. It appears that having money in a relationship is synonymous with the overall happiness and health of the relationship.

Can YOU have TOTAL happiness in a relationship if the money doesn’t add up? Whose responsibility is it to make sure the relationship thrives financially?

According to traditional roles, is there a double standard? Do you think some men and women get a free financial pass in relationships? Share your thoughts!
Click COMMENTS below to respond!

Let’s face it; we are living in tough times. Many of us work that 40 hour weekly grind, not because we want to, it’s because we have to. The bills need to be paid and the family has to be fed. So we give our employers years of service and dedication to make sure that happens. Our jobs rarely show us any appreciation or loyalty nor do they pay us what we are truly worth for our time. Some of us get the idea to go into business for ourselves, but we make every excuse as to why we can’t do it. We tell ourselves and others we don’t have the time; we’re too busy with life or the kids, we’re too tired, we need to think about it, etc.

Why is that some of us will work long hours to build someone else’s business, but we won’t even consider investing just a little time to get our OWN business ideas off the ground? What are we really afraid off? Click COMMENT below to respond!

Every day we make thousands of decisions. Some are more important than others, and some decisions carry far greater consequences or rewards. Those of us, who may have been lucky, have made all the right decisions through the years. But, many of us have not always made the right decisions in our lives and now regret the ones that didn’t work out for us. Some of us think before acting, while most act before thinking.

Have there been times in YOUR life where certain decisions you made came back to haunt you later? If you had the chance to go back, would you do things differently?

Answer one or both! Click COMMENTS below to respond!